> ## Documentation Index
> Fetch the complete documentation index at: https://doc.engagexpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Coverage & Capabilities

> EngageXPay supports payouts and payins (on-ramps and off-ramps) across several global corridors, and is moving fast to add new corridors and increase our reach.

> [!NOTE]
>
> **As of August 2026, every flow has a stablecoin on one side.** There is no fiat to fiat corridor today.
>
> * A **payin** is always fiat to stablecoin. Your customer sends fiat to a virtual account and the value settles as stablecoin.
> * A **payout** is always stablecoin to fiat. You send stablecoin and the beneficiary receives local fiat or USD.
>
> For **non-USD payout currencies**, you are expected to pre-fund EngageXPay in bulk rather than fund each transaction. See [Funding Your Balance](https://doc.engagexpay.com/guides/move-money/funding-your-balance.md).

> [tab] Payins (onramps)
>
> Virtual accounts are available in the following currencies and payment rails, subject to the risk classification of the customer's country of residence:
>
> * **USD (ACH, Fedwire & SWIFT)** - Individuals & Businesses
>
> * **MXN (SPEI) -** Individuals & Businesses
>
> ### Definitions
>
> **Prohibited:** EngageXPay does not provide services to these countries, except in extraordinary circumstances such as pre-authorized regulatory or legal exemptions.
>
> **Restricted:** EngageXPay does not provide services to these countries unless they are approved under specific, pre-authorized programs. Services are subject to enhanced oversight, heightened due diligence, and ongoing monitoring.
>
> **Enhanced Monitoring:** EngageXPay may provide services to these countries, subject to enhanced oversight, heightened due diligence, and ongoing monitoring.
>
> **Not High Risk:** EngageXPay provides services to these countries under standard compliance monitoring and control procedures.
>
> > [!NOTE]
> >
> > **Important notes:**
> >
> > 1. USD SWIFT pay-ins have no maximum limit.
> > 2. EngageXPay provides named USD virtual accounts only. We do not offer omnibus or pooled USD accounts.
> > 3. MXN VAs and payouts require separate configuration. Please contact support if you want to enable these capabilities for your customers.
> > 4. MXN VAs will be business-named accounts, not customer-named.
>
> | Country of Residence | Country Code | USD (\$) | MXN (₱) |
> | - | - | - | - |
> | Afghanistan | AFG | Prohibited | Prohibited |
> | Åland Islands | ALA | Not High Risk | Not High Risk |
> | Albania | ALB | Not High Risk | Not High Risk |
> | Algeria | DZA | Enhanced Monitoring | Prohibited |
> | American Samoa | ASM | Not High Risk | Not High Risk |
> | Andorra | AND | Not High Risk | Not High Risk |
> | Angola | AGO | Enhanced Monitoring | Prohibited |
> | Anguilla | AIA | Not High Risk | Not High Risk |
> | Antarctica | ATA | Not High Risk | Not High Risk |
> | Antigua and Barbuda | ATG | Not High Risk | Not High Risk |
> | Argentina | ARG | Not High Risk | Not High Risk |
> | Armenia | ARM | Enhanced Monitoring | Not High Risk |
> | Aruba | ABW | Not High Risk | Not High Risk |
> | Australia | AUS | Not High Risk | Not High Risk |
> | Austria | AUT | Not High Risk | Not High Risk |
> | Azerbaijan | AZE | Enhanced Monitoring | Not High Risk |
> | Bahamas | BHS | Enhanced Monitoring | Not High Risk |
> | Bahrain | BHR | Enhanced Monitoring | Not High Risk |
> | Bangladesh | BGD | Enhanced Monitoring | Not High Risk |
> | Barbados | BRB | Not High Risk | Not High Risk |
> | Belarus | BLR | Prohibited | Not High Risk |
> | Belgium | BEL | Not High Risk | Not High Risk |
> | Belize | BLZ | Not High Risk | Not High Risk |
> | Benin | BEN | Not High Risk | Not High Risk |
> | Bermuda | BMU | Enhanced Monitoring | Not High Risk |
> | Bhutan | BTN | Not High Risk | Not High Risk |
> | Bolivia | BOL | Enhanced Monitoring | Not High Risk |
> | Bonaire, Sint Eustatius and Saba | BES | Not High Risk | Not High Risk |
> | Bosnia and Herzegovina | BIH | Enhanced Monitoring | Not High Risk |
> | Botswana | BWA | Not High Risk | Not High Risk |
> | Bouvet Island | BVT | Not High Risk | Not High Risk |
> | Brazil | BRA | Not High Risk | Not High Risk |
> | British Indian Ocean Territory | IOT | Not High Risk | Not High Risk |
> | British Virgin Islands | VGB | Enhanced Monitoring | Not High Risk |
> | Brunei | BRN | Enhanced Monitoring | Not High Risk |
> | Bulgaria | BGR | Enhanced Monitoring | Prohibited |
> | Burkina Faso | BFA | Enhanced Monitoring | Prohibited |
> | Burundi | BDI | Not High Risk | Not High Risk |
> | Cabo Verde | CPV | Not High Risk | Not High Risk |
> | Cambodia | KHM | Enhanced Monitoring | Not High Risk |
> | Cameroon | CMR | Enhanced Monitoring | Prohibited |
> | Canada | CAN | Not High Risk | Not High Risk |
> | Cayman Islands | CYM | Not High Risk | Not High Risk |
> | Central African Republic | CAF | Prohibited | Not High Risk |
> | Chad | TCD | Not High Risk | Not High Risk |
> | Chile | CHL | Not High Risk | Not High Risk |
> | China | CHN | Not High Risk | Not High Risk |
> | Christmas Island | CXR | Not High Risk | Not High Risk |
> | Cocos (Keeling) Islands | CCK | Not High Risk | Not High Risk |
> | Colombia | COL | Not High Risk | Not High Risk |
> | Comoros | COM | Not High Risk | Not High Risk |
> | Cook Islands | COK | Enhanced Monitoring | Not High Risk |
> | Costa Rica | CRI | Enhanced Monitoring | Not High Risk |
> | Côte d'Ivoire | CIV | Enhanced Monitoring | Prohibited |
> | Croatia | HRV | Not High Risk | Prohibited |
> | Cuba | CUB | Prohibited | Not High Risk |
> | Curaçao | CUW | Not High Risk | Not High Risk |
> | Cyprus | CYP | Enhanced Monitoring | Not High Risk |
> | Czech Republic | CZE | Not High Risk | Not High Risk |
> | Democratic Republic of the Congo | COD | Prohibited | Prohibited |
> | Denmark | DNK | Not High Risk | Not High Risk |
> | Djibouti | DJI | Not High Risk | Not High Risk |
> | Dominica | DMA | Not High Risk | Not High Risk |
> | Dominican Republic | DOM | Not High Risk | Not High Risk |
> | Ecuador | ECU | Not High Risk | Not High Risk |
> | Egypt | EGY | Enhanced Monitoring | Not High Risk |
> | El Salvador | SLV | Enhanced Monitoring | Not High Risk |
> | Equatorial Guinea | GNQ | Not High Risk | Not High Risk |
> | Eritrea | ERI | Not High Risk | Not High Risk |
> | Estonia | EST | Not High Risk | Not High Risk |
> | Eswatini | SWZ | Not High Risk | Not High Risk |
> | Ethiopia | ETH | Not High Risk | Not High Risk |
> | Falkland Islands | FLK | Not High Risk | Not High Risk |
> | Faroe Islands | FRO | Not High Risk | Not High Risk |
> | Fiji | FJI | Not High Risk | Not High Risk |
> | Finland | FIN | Not High Risk | Not High Risk |
> | France | FRA | Not High Risk | Not High Risk |
> | French Guiana | GUF | Not High Risk | Not High Risk |
> | French Polynesia | PYF | Not High Risk | Not High Risk |
> | French Southern Territories | ATF | Not High Risk | Not High Risk |
> | Gabon | GAB | Not High Risk | Not High Risk |
> | Gambia | GMB | Not High Risk | Not High Risk |
> | Georgia | GEO | Not High Risk | Not High Risk |
> | Germany | DEU | Not High Risk | Not High Risk |
> | Ghana | GHA | Not High Risk | Not High Risk |
> | Gibraltar | GIB | Enhanced Monitoring | Not High Risk |
> | Greece | GRC | Enhanced Monitoring | Not High Risk |
> | Greenland | GRL | Not High Risk | Not High Risk |
> | Grenada | GRD | Not High Risk | Not High Risk |
> | Guadeloupe | GLP | Not High Risk | Not High Risk |
> | Guam | GUM | Not High Risk | Not High Risk |
> | Guatemala | GTM | Enhanced Monitoring | Not High Risk |
> | Guernsey | GGY | Enhanced Monitoring | Not High Risk |
> | Guinea | GIN | Not High Risk | Not High Risk |
> | Guinea-Bissau | GNB | Not High Risk | Not High Risk |
> | Guyana | GUY | Not High Risk | Not High Risk |
> | Haiti | HTI | Enhanced Monitoring | Prohibited |
> | Heard and McDonald Islands | HMD | Not High Risk | Not High Risk |
> | Holy See | VAT | Not High Risk | Not High Risk |
> | Honduras | HND | Enhanced Monitoring | Not High Risk |
> | Hong Kong | HKG | Not High Risk | Not High Risk |
> | Hungary | HUN | Not High Risk | Not High Risk |
> | Iceland | ISL | Not High Risk | Not High Risk |
> | India | IND | Not High Risk | Not High Risk |
> | Indonesia | IDN | Enhanced Monitoring | Not High Risk |
> | Iran | IRN | Prohibited | Prohibited |
> | Iraq | IRQ | Prohibited | Not High Risk |
> | Ireland | IRL | Not High Risk | Not High Risk |
> | Isle of Man | IMN | Enhanced Monitoring | Not High Risk |
> | Israel | ISR | Not High Risk | Not High Risk |
> | Italy | ITA | Not High Risk | Not High Risk |
> | Jamaica | JAM | Not High Risk | Not High Risk |
> | Japan | JPN | Not High Risk | Not High Risk |
> | Jersey | JEY | Enhanced Monitoring | Not High Risk |
> | Jordan | JOR | Enhanced Monitoring | Not High Risk |
> | Kazakhstan | KAZ | Enhanced Monitoring | Not High Risk |
> | Kenya | KEN | Enhanced Monitoring | Prohibited |
> | Kiribati | KIR | Not High Risk | Not High Risk |
> | Kosovo | XKX | Enhanced Monitoring | Not High Risk |
> | Kuwait | KWT | Enhanced Monitoring | Not High Risk |
> | Kyrgyzstan | KGZ | Not High Risk | Not High Risk |
> | Laos | LAO | Enhanced Monitoring | Not High Risk |
> | Latvia | LVA | Not High Risk | Not High Risk |
> | Lebanon | LBN | Enhanced Monitoring | Prohibited |
> | Lesotho | LSO | Not High Risk | Not High Risk |
> | Liberia | LBR | Prohibited | Not High Risk |
> | Libya | LBY | Prohibited | Not High Risk |
> | Liechtenstein | LIE | Enhanced Monitoring | Not High Risk |
> | Lithuania | LTU | Not High Risk | Not High Risk |
> | Luxembourg | LUX | Not High Risk | Not High Risk |
> | Macao | MAC | Not High Risk | Not High Risk |
> | Madagascar | MDG | Not High Risk | Not High Risk |
> | Malawi | MWI | Not High Risk | Not High Risk |
> | Malaysia | MYS | Enhanced Monitoring | Not High Risk |
> | Maldives | MDV | Not High Risk | Not High Risk |
> | Mali | MLI | Not High Risk | Prohibited |
> | Malta | MLT | Not High Risk | Not High Risk |
> | Marshall Islands | MHL | Not High Risk | Not High Risk |
> | Martinique | MTQ | Not High Risk | Not High Risk |
> | Mauritania | MRT | Not High Risk | Not High Risk |
> | Mauritius | MUS | Not High Risk | Not High Risk |
> | Mayotte | MYT | Not High Risk | Not High Risk |
> | Mexico | MEX | Not High Risk | Not High Risk |
> | Micronesia | FSM | Not High Risk | Not High Risk |
> | Moldova | MDA | Not High Risk | Not High Risk |
> | Monaco | MCO | Enhanced Monitoring | Prohibited |
> | Mongolia | MNG | Enhanced Monitoring | Not High Risk |
> | Montenegro | MNE | Not High Risk | Not High Risk |
> | Montserrat | MSR | Not High Risk | Not High Risk |
> | Morocco | MAR | Not High Risk | Not High Risk |
> | Mozambique | MOZ | Enhanced Monitoring | Prohibited |
> | Myanmar | MMR | Prohibited | Prohibited |
> | Namibia | NAM | Not High Risk | Prohibited |
> | Nauru | NRU | Not High Risk | Not High Risk |
> | Nepal | NPL | Enhanced Monitoring | Not High Risk |
> | Netherlands | NLD | Not High Risk | Not High Risk |
> | New Caledonia | NCL | Not High Risk | Not High Risk |
> | New Zealand | NZL | Not High Risk | Not High Risk |
> | Nicaragua | NIC | Enhanced Monitoring | Not High Risk |
> | Niger | NER | Not High Risk | Not High Risk |
> | Nigeria | NGA | Enhanced Monitoring | Prohibited |
> | Niue | NIU | Not High Risk | Not High Risk |
> | Norfolk Island | NFK | Not High Risk | Not High Risk |
> | North Korea | PRK | Prohibited | Prohibited |
> | North Macedonia | MKD | Not High Risk | Not High Risk |
> | Northern Mariana Islands | MNP | Restricted | Not High Risk |
> | Norway | NOR | Not High Risk | Not High Risk |
> | Oman | OMN | Enhanced Monitoring | Not High Risk |
> | Pakistan | PAK | Not High Risk | Not High Risk |
> | Palau | PLW | Not High Risk | Not High Risk |
> | Palestine - West Bank | PSE | Prohibited | Not High Risk |
> | Panama | PAN | Not High Risk | Not High Risk |
> | Papua New Guinea | PNG | Enhanced Monitoring | Not High Risk |
> | Paraguay | PRY | Enhanced Monitoring | Not High Risk |
> | Peru | PER | Not High Risk | Not High Risk |
> | Philippines | PHL | Enhanced Monitoring | Prohibited |
> | Pitcairn | PCN | Not High Risk | Not High Risk |
> | Poland | POL | Not High Risk | Not High Risk |
> | Portugal | PRT | Not High Risk | Not High Risk |
> | Puerto Rico | PRI | Not High Risk | Not High Risk |
> | Qatar | QAT | Not High Risk | Not High Risk |
> | Republic of the Congo | COG | Not High Risk | Not High Risk |
> | Réunion | REU | Not High Risk | Not High Risk |
> | Romania | ROU | Not High Risk | Not High Risk |
> | Russia | RUS | Prohibited | Prohibited |
> | Rwanda | RWA | Not High Risk | Not High Risk |
> | Saint Barthélemy | BLM | Not High Risk | Not High Risk |
> | Saint Helena | SHN | Not High Risk | Not High Risk |
> | Saint Kitts and Nevis | KNA | Not High Risk | Not High Risk |
> | Saint Lucia | LCA | Not High Risk | Not High Risk |
> | Saint Martin | MAF | Not High Risk | Not High Risk |
> | Saint Pierre & Miquelon | SPM | Not High Risk | Not High Risk |
> | Saint Vincent and the Grenadines | VCT | Not High Risk | Not High Risk |
> | Samoa | WSM | Not High Risk | Not High Risk |
> | San Marino | SMR | Not High Risk | Not High Risk |
> | São Tomé and Príncipe | STP | Not High Risk | Not High Risk |
> | Saudi Arabia | SAU | Prohibited | Not High Risk |
> | Senegal | SEN | Not High Risk | Not High Risk |
> | Serbia | SRB | Enhanced Monitoring | Not High Risk |
> | Seychelles | SYC | Not High Risk | Not High Risk |
> | Sierra Leone | SLE | Not High Risk | Not High Risk |
> | Singapore | SGP | Not High Risk | Not High Risk |
> | Sint Maarten | SXM | Not High Risk | Not High Risk |
> | Slovakia | SVK | Not High Risk | Not High Risk |
> | Slovenia | SVN | Not High Risk | Not High Risk |
> | Solomon Islands | SLB | Not High Risk | Not High Risk |
> | Somalia | SOM | Prohibited | Not High Risk |
> | South Africa | ZAF | Enhanced Monitoring | Prohibited |
> | South Georgia and South Sandwich Islands | SGS | Not High Risk | Not High Risk |
> | South Korea | KOR | Not High Risk | Not High Risk |
> | South Sudan | SSD | Enhanced Monitoring | Prohibited |
> | Spain | ESP | Not High Risk | Not High Risk |
> | Sri Lanka | LKA | Enhanced Monitoring | Not High Risk |
> | Sudan | SDN | Prohibited | Not High Risk |
> | Suriname | SUR | Not High Risk | Not High Risk |
> | Svalbard and Jan Mayen | SJM | Not High Risk | Not High Risk |
> | Sweden | SWE | Not High Risk | Not High Risk |
> | Switzerland | CHE | Not High Risk | Not High Risk |
> | Syria | SYR | Prohibited | Prohibited |
> | Taiwan | TWN | Not High Risk | Not High Risk |
> | Tajikistan | TJK | Not High Risk | Not High Risk |
> | Tanzania | TZA | Not High Risk | Prohibited |
> | Thailand | THA | Enhanced Monitoring | Not High Risk |
> | Timor-Leste | TLS | Not High Risk | Not High Risk |
> | Togo | TGO | Not High Risk | Not High Risk |
> | Tokelau | TKL | Not High Risk | Not High Risk |
> | Tonga | TON | Not High Risk | Not High Risk |
> | Trinidad and Tobago | TTO | Enhanced Monitoring | Not High Risk |
> | Tunisia | TUN | Enhanced Monitoring | Not High Risk |
> | Turkey | TUR | Not High Risk | Not High Risk |
> | Turkmenistan | TKM | Not High Risk | Not High Risk |
> | Turks and Caicos Islands | TCA | Not High Risk | Not High Risk |
> | Tuvalu | TUV | Not High Risk | Not High Risk |
> | Uganda | UGA | Enhanced Monitoring | Not High Risk |
> | Ukraine | UKR | Prohibited | Not High Risk |
> | Ukraine Regions (Crimea, Donetsk, Luhansk, Zaporizhzhia, Kherson) | N/A | Prohibited | Not High Risk |
> | United Arab Emirates | ARE | Not High Risk | Not High Risk |
> | United Kingdom | GBR | Not High Risk | Not High Risk |
> | United States | USA | Not supported | Not High Risk |
> | Uruguay | URY | Not High Risk | Not High Risk |
> | US Minor Outlying Islands | UMI | Restricted | Not High Risk |
> | US Virgin Islands | VIR | Not supported | Not High Risk |
> | Uzbekistan | UZB | Enhanced Monitoring | Not High Risk |
> | Vanuatu | VUT | Not High Risk | Not High Risk |
> | Venezuela | VEN | Prohibited | Prohibited |
> | Vietnam | VNM | Enhanced Monitoring | Prohibited |
> | Wallis and Futuna | WLF | Not High Risk | Not High Risk |
> | Western Sahara | ESH | Not High Risk | Not High Risk |
> | Yemen | YEM | Prohibited | Prohibited |
> | Zambia | ZMB | Not High Risk | Not High Risk |
> | Zimbabwe | ZWE | Prohibited | Not High Risk |

> [tab] Payouts (offramps)
>
> EngageXPay offers both local currency and USD SWIFT payout coverage across multiple countries/corridors. Refer to the table below for detailed availability.
>
> ### **Definitions:**
>
> **Yes:** These countries are available in production and can be configured for if not configured yet.
>
> **No:** These countries are not available in production.
>
> **On-Request:** These countries can be enabled in production upon request with an estimated transaction volume commitment.
>
> > [!NOTE]
> >
> > EngageXPay partners with multiple banks to support different corridors.
>
> | Payout Country | Country Code | Payout Currency | Local Payout | USD SWIFT | Notes |
> | - | - | - | - | - | - |
> | United States | USA | USD | Yes (Fedwire) | Yes | Limits: 10M/txn for Businesses |
> | Afghanistan | AFG | AFN | No | No | |
> | Åland Islands | ALA | EUR | No | Yes | |
> | Albania | ALB | ALL | No | Yes | |
> | Algeria | DZA | DZD | No | Yes | |
> | American Samoa | ASM | USD | No | Yes | |
> | Andorra | AND | EUR | No | Yes | |
> | Angola | AGO | AOA | No | Yes | |
> | Anguilla | AIA | XCD | No | Yes | |
> | Antarctica | ATA | USD | No | Yes | |
> | Antigua and Barbuda | ATG | XCD | No | Yes | |
> | Argentina | ARG | ARS | On-Request | Yes | Local payout: B2B, I2I; ARS 14,400 |
> | Armenia | ARM | AMD | No | Yes | |
> | Aruba | ABW | AWG | No | Yes | |
> | Australia | AUS | AUD | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Austria | AUT | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Azerbaijan | AZE | AZN | No | Yes | |
> | Bahamas | BHS | BSD | No | Yes | |
> | Bahrain | BHR | BHD | No | Yes | |
> | Bangladesh | BGD | BDT | Yes (Bank, Ewallet) | Yes | Local payout - Bank: B2I, I2I; No limit. Ewallet: B2I, I2I; BDT 250,000 |
> | Barbados | BRB | BBD | No | Yes | |
> | Belarus | BLR | BYN | No | No | |
> | Belgium | BEL | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Belize | BLZ | BZD | No | Yes | |
> | Benin | BEN | XOF | No | Yes | |
> | Bermuda | BMU | BMD | No | Yes | |
> | Bhutan | BTN | BTN | No | Yes | |
> | Bolivia | BOL | BOB | No | Yes | |
> | Bonaire, Sint Eustatius and Saba | BES | USD | No | Yes | |
> | Bosnia and Herzegovina | BIH | BAM | No | Yes | |
> | Botswana | BWA | BWP | No | Yes | |
> | Bouvet Island | BVT | NOK | No | Yes | |
> | Brazil | BRA | BRL | On-Request | Yes | Local payout: B2B, I2I; BRL 269,000 |
> | British Indian Ocean Territory | IOT | USD | No | Yes | |
> | British Virgin Islands | VGB | USD | No | Yes | |
> | Brunei Darussalam | BRN | BND | No | Yes | |
> | Bulgaria | BGR | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Burkina Faso | BFA | XOF | No | Yes | |
> | Burundi | BDI | BIF | No | Yes | |
> | Cabo Verde | CPV | CVE | No | Yes | |
> | Cambodia | KHM | KHR | No | Yes | |
> | Cameroon | CMR | XAF | Yes | Yes | |
> | Canada | CAN | CAD | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Cayman Islands | CYM | KYD | No | Yes | |
> | Central African Republic | CAF | XAF | No | No | |
> | Chad | TCD | XAF | No | Yes | |
> | Chile | CHL | CLP | On-Request | Yes | Local payout: B2B, I2I; USD 10,000 |
> | China | CHN | CNY | On-Request | Yes | Local payout: B2B, I2I; CNY 1,000,000 (same day/T+1); USD no limit |
> | Christmas Island | CXR | AUD | No | Yes | |
> | Cocos (Keeling) Islands | CCK | AUD | No | Yes | |
> | Colombia | COL | COP | On-Request | Yes | Local payout: B2B, I2I; USD 56,000 |
> | Comoros | COM | KMF | No | Yes | |
> | Congo (Republic) | COG | XAF | No | Yes | |
> | Cook Islands | COK | NZD | No | Yes | |
> | Costa Rica | CRI | CRC | No | Yes | |
> | Côte d'Ivoire | CIV | XOF | No | Yes | |
> | Croatia | HRV | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Cuba | CUB | CUP | No | No | |
> | Curacao | CUW | XCG | No | Yes | |
> | Cyprus | CYP | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Czechia | CZE | EUR | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Denmark | DNK | EUR | No | Yes | |
> | Djibouti | DJI | DJF | No | Yes | |
> | Dominica | DMA | XCD | No | Yes | |
> | Dominican Republic | DOM | DOP | No | Yes | |
> | DR Congo | COD | CDF | No | No | |
> | Ecuador | ECU | USD | No | Yes | |
> | Egypt | EGY | EGP | No | Yes | |
> | El Salvador | SLV | USD | No | Yes | |
> | Equatorial Guinea | GNQ | XAF | No | Yes | |
> | Eritrea | ERI | ERN | No | Yes | |
> | Estonia | EST | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Eswatini | SWZ | SZL | No | Yes | |
> | Ethiopia | ETH | ETB | No | Yes | |
> | Falkland Islands | FLK | FKP | No | Yes | |
> | Faroe Islands | FRO | DKK | No | Yes | |
> | Fiji | FJI | FJD | No | Yes | |
> | Finland | FIN | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | France | FRA | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | French Guiana | GUF | EUR | No | Yes | |
> | French Polynesia | PYF | XPF | No | Yes | |
> | French Southern Territories | ATF | EUR | No | Yes | |
> | Gabon | GAB | XAF | No | Yes | |
> | Gambia | GMB | GMD | No | Yes | |
> | Georgia | GEO | GEL | No | Yes | |
> | Germany | DEU | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Ghana | GHA | GHS | No | Yes | |
> | Gibraltar | GIB | GIP | No | Yes | |
> | Greece | GRC | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Greenland | GRL | DKK | No | Yes | |
> | Grenada | GRD | XCD | No | Yes | |
> | Guadeloupe | GLP | EUR | No | Yes | |
> | Guam | GUM | USD | No | Yes | |
> | Guatemala | GTM | GTQ | No | Yes | |
> | Guernsey | GGY | GBP | No | Yes | |
> | Guinea | GIN | GNF | No | Yes | |
> | Guinea-Bissau | GNB | XOF | No | Yes | |
> | Guyana | GUY | GYD | No | Yes | |
> | Haiti | HTI | HTG | No | Yes | |
> | Heard and McDonald Islands | HMD | AUD | No | Yes | |
> | Holy See | VAT | EUR | No | Yes | |
> | Honduras | HND | HNL | No | Yes | |
> | Hong Kong | HKG | HKD | No | Yes | |
> | Hungary | HUN | EUR | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Iceland | ISL | EUR | No | Yes | |
> | India | IND | INR | On-Request | Yes | Local payout: B2B, I2I; INR 1,500,000 |
> | Indonesia | IDN | IDR | On-Request | Yes | Local payout: B2B, I2I; IDR 100,000,000 |
> | Iran | IRN | IRR | No | No | |
> | Iraq | IRQ | IQD | No | No | |
> | Ireland | IRL | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Isle of Man | IMN | GBP | No | Yes | |
> | Israel | ISR | ILS | On-Request | Yes | Local payout: B2B, I2I; ILS 25,000 |
> | Italy | ITA | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Jamaica | JAM | JMD | No | Yes | |
> | Japan | JPN | JPY | On-Request | Yes | Local payout: B2B, I2I; JPY 1,000,000 |
> | Jersey | JEY | GBP | No | Yes | |
> | Jordan | JOR | JOD | No | Yes | |
> | Kazakhstan | KAZ | KZT | No | Yes | |
> | Kenya | KEN | KES | No | Yes | |
> | Kiribati | KIR | AUD | No | Yes | |
> | Kosovo | XKX | EUR | No | Yes | |
> | Kuwait | KWT | KWD | No | Yes | |
> | Kyrgyzstan | KGZ | KGS | No | Yes | |
> | Laos | LAO | LAK | No | Yes | |
> | Latvia | LVA | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Lebanon | LBN | LBP | No | Yes | |
> | Lesotho | LSO | LSL | No | Yes | |
> | Liberia | LBR | LRD | No | No | |
> | Libya | LBY | LYD | No | No | |
> | Liechtenstein | LIE | EUR | No | Yes | |
> | Lithuania | LTU | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Luxembourg | LUX | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Macao | MAC | MOP | No | Yes | |
> | Madagascar | MDG | MGA | No | Yes | |
> | Malawi | MWI | MWK | No | Yes | |
> | Malaysia | MYS | MYR | On-Request | Yes | Local payout: B2B, I2I; MYR 1,000,000 |
> | Maldives | MDV | MVR | No | Yes | |
> | Mali | MLI | XOF | No | Yes | |
> | Malta | MLT | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Marshall Islands | MHL | USD | No | Yes | |
> | Martinique | MTQ | EUR | No | Yes | |
> | Mauritania | MRT | MRU | No | Yes | |
> | Mauritius | MUS | MUR | No | Yes | |
> | Mayotte | MYT | EUR | No | Yes | |
> | Mexico | MEX | MXN | On-Request (SPEI) | Yes | |
> | Micronesia | FSM | USD | No | Yes | |
> | Moldova | MDA | MDL | No | Yes | |
> | Monaco | MCO | EUR | No | Yes | |
> | Mongolia | MNG | MNT | No | Yes | |
> | Montenegro | MNE | EUR | No | Yes | |
> | Montserrat | MSR | XCD | No | Yes | |
> | Morocco | MAR | MAD | No | Yes | |
> | Mozambique | MOZ | MZN | No | Yes | |
> | Myanmar | MMR | MMK | No | No | |
> | Namibia | NAM | NAD | No | Yes | |
> | Nauru | NRU | AUD | No | Yes | |
> | Nepal | NPL | NPR | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Netherlands | NLD | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | New Caledonia | NCL | XPF | No | Yes | |
> | New Zealand | NZL | NZD | No | Yes | |
> | Nicaragua | NIC | NIO | No | Yes | |
> | Niger | NER | XOF | No | Yes | |
> | Nigeria | NGA | NGN | Yes | Yes | |
> | Niue | NIU | NZD | No | Yes | |
> | Norfolk Island | NFK | AUD | No | Yes | |
> | North Korea | PRK | KPW | No | No | |
> | North Macedonia | MKD | MKD | No | Yes | |
> | Northern Mariana Islands | MNP | USD | No | Yes | |
> | Norway | NOR | EUR | No | Yes | |
> | Oman | OMN | OMR | No | Yes | |
> | Pakistan | PAK | PKR | Yes | Yes | Local payout: B2I, I2I; PKR 1,600,000 |
> | Palau | PLW | USD | No | Yes | |
> | Palestine | PSE | ILS | No | No | |
> | Panama | PAN | PAB | No | Yes | |
> | Papua New Guinea | PNG | PGK | No | Yes | |
> | Paraguay | PRY | PYG | No | Yes | |
> | Peru | PER | PEN | On-Request | Yes | Local payout: B2B, I2I; USD 100,000 |
> | Philippines | PHL | PHP | On-Request (Bank, Ewallet) | Yes | Local payout - Bank: B2B, I2I; PHP 1,000,000; USD 10,000 (higher via RFI). Ewallet: B2I, I2I; PHP 500,000 (GCash); PHP 50,000 (other wallets) |
> | Pitcairn | PCN | NZD | No | Yes | |
> | Poland | POL | EUR | On-Request | Yes | Local payout: B2B, I2I; PLN 99,999 (RTP); PLN 999,999 (ACH); PLN 1,000,000+ (RTGS) |
> | Portugal | PRT | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Puerto Rico | PRI | USD | No | Yes | |
> | Qatar | QAT | QAR | No | Yes | |
> | Réunion | REU | EUR | No | Yes | |
> | Romania | ROU | EUR | On-Request | Yes | Local payout: B2B, I2I; RON 439,000 |
> | Russia | RUS | RUB | No | No | |
> | Rwanda | RWA | RWF | No | Yes | |
> | Saint Barthélemy | BLM | EUR | No | Yes | |
> | Saint Helena | SHN | SHP | No | Yes | |
> | Saint Kitts and Nevis | KNA | XCD | No | Yes | |
> | Saint Lucia | LCA | XCD | No | Yes | |
> | Saint Martin | MAF | EUR | No | Yes | |
> | Saint Pierre & Miquelon | SPM | EUR | No | Yes | |
> | Saint Vincent and the Grenadines | VCT | XCD | No | Yes | |
> | Samoa | WSM | WST | No | Yes | |
> | San Marino | SMR | EUR | No | Yes | |
> | Sao Tome and Principe | STP | STN | No | Yes | |
> | Saudi Arabia | SAU | SAR | No | No | |
> | Senegal | SEN | XOF | No | Yes | |
> | Serbia | SRB | RSD | No | Yes | |
> | Seychelles | SYC | SCR | No | Yes | |
> | Sierra Leone | SLE | SLE | No | Yes | |
> | Singapore | SGP | SGD | On-Request | Yes | Local payout: B2B, I2I; SGD 200,000 |
> | Sint Maarten | SXM | XCG | No | Yes | |
> | Slovakia | SVK | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Slovenia | SVN | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Solomon Islands | SLB | SBD | No | Yes | |
> | Somalia | SOM | SOS | No | No | |
> | South Africa | ZAF | ZAR | No | Yes | |
> | South Georgia and South Sandwich Islands | SGS | GBP | No | Yes | |
> | South Korea | KOR | KRW | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | South Sudan | SSD | SSP | No | Yes | |
> | Spain | ESP | EUR | On-Request | Yes | Local payout: B2B, I2I; EUR 100,000 (SEPA Instant); EUR 1,000,000 (SEPA CT) |
> | Sri Lanka | LKA | LKR | No | Yes | |
> | Sudan | SDN | SDG | No | No | |
> | Suriname | SUR | SRD | No | Yes | |
> | Svalbard and Jan Mayen | SJM | NOK | No | Yes | |
> | Sweden | SWE | EUR | No | Yes | |
> | Switzerland | CHE | EUR | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Syria | SYR | SYP | No | No | |
> | Taiwan | TWN | TWD | No | Yes | |
> | Tajikistan | TJK | TJS | No | Yes | |
> | Tanzania | TZA | TZS | No | Yes | |
> | Thailand | THA | THB | No | Yes | |
> | Timor-Leste | TLS | USD | No | Yes | |
> | Togo | TGO | XOF | No | Yes | |
> | Tokelau | TKL | NZD | No | Yes | |
> | Tonga | TON | TOP | No | Yes | |
> | Trinidad and Tobago | TTO | TTD | No | Yes | |
> | Tunisia | TUN | TND | No | Yes | |
> | Turkey | TUR | TRY | On-Request | Yes | Local payout: B2B, I2I; No limit |
> | Turkmenistan | TKM | TMT | No | Yes | |
> | Turks and Caicos Islands | TCA | USD | No | Yes | |
> | Tuvalu | TUV | AUD | No | Yes | |
> | Uganda | UGA | UGX | No | Yes | |
> | Ukraine | UKR | UAH | No | No | |
> | United Arab Emirates | ARE | AED | On-Request | Yes | Local payout: B2B, I2I; USD 10,000 |
> | United Kingdom (EURO) | GBR | EUR | On-Request | Yes | Local payout: B2B, I2I; GBP 1,000,000 (FPS); EUR 100,000 instant / 1,000,000 CT |
> | United Kingdom (GBP) | GBR | GBP | On-Request | Yes | Local payout: B2B, I2I; GBP 1,000,000 (FPS); EUR 100,000 instant / 1,000,000 CT |
> | Uruguay | URY | UYU | No | Yes | |
> | US Minor Outlying Islands | UMI | USD | No | Yes | |
> | US Virgin Islands | VIR | USD | No | Yes | |
> | Uzbekistan | UZB | UZS | No | Yes | |
> | Vanuatu | VUT | VUV | No | Yes | |
> | Venezuela | VEN | VES | No | No | |
> | Viet Nam | VNM | VND | No | Yes | |
> | Wallis and Futuna | WLF | XPF | No | Yes | |
> | Western Sahara | ESH | MAD | No | Yes | |
> | Yemen | YEM | YER | No | No | |
> | Zambia | ZMB | ZMW | No | Yes | |
> | Zimbabwe | ZWE | ZWG | No | No | |
>
> > [!NOTE]
> >
> > **Important notes:**
> >
> > 1. EngageXPay does not support pay-in or pay-out features via physical cash. However, we enable pay-outs through mobile money and e-wallets in specific regions, such as Bangladesh and the Philippines, to ensure localized digital payouts.
> > 2. USD SWIFT payouts have no maximum transaction limits.

## Banking Infrastructure and Partner Networks

We use local banking and partner networks to provide the best pricing, reliability, and execution.


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